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IBM Joins Swift's Blockchain: 17 Banks Already Piloting It
IBM Plugged Into Swift's Banking Blockchain Here's Who's Already On It: The world's biggest bank messaging network just quietly went blockchain and IBM wants in. On September 25 - 2026, IBM connected its Digital Asset Haven platform to Swift's blockchain-based shared ledger, currently in beta. The move lets banks move tokenized deposits across Swift's network using an ISO 20022 messaging adapter meaning banks can tap blockchain rails without ripping out their existing payment systems. Swift isn't a small player here. It connects over 12,500 financial institutions across more than 200 markets, moving the equivalent of world GDP every two to three days. So when Swift adds blockchain to that stack, banks pay attention. The First Live Transaction Already Happened HSBC and Standard Chartered beat everyone to the punch, completing the first live transaction on the ledger back in August proof the system works outside the lab. Meet the 17 Founding Banks Swift's ...
Visa Is Shutting Down the Meme Coin Credit Card Loophole
Buying meme coins with a credit card came with an unexpected perk: some users could earn ordinary credit card points and cash back on their crypto purchases. Visa is now moving to close that loophole. The issue centered on how meme coin purchases were classified by payment processors . Some Crossmint-powered checkouts used merchant category code (MCC) 5815 , a category intended for digital media such as movies, music and audiobooks, rather than a crypto-specific category. That meant a meme coin purchase could look to the card network like a normal digital-media purchase. How the loophole worked Users of Robinhood Wallet and Fomo could purchase certain meme coins using credit cards through Apple Pay or Google Pay. According to The Block's testing, transactions made with Visa and Mastercard cards were classified as digital-media purchases and could earn normal card rewards, including points and cash back. The classification mattered because crypto purchases are generally t...
Crypto Funds Just Posted Their Best Week of 2026 — $3.5B in a Single Week
"Bitcoin ETFs Go 5-for-5: Crypto Funds Hit Biggest Inflow Week of the Year" Digital asset investment funds pulled in $3.5 billion last week, according to CoinShares latest Digital Asset Bi-Weekly Digest the largest single-week inflow recorded in 2026. The surge pushed total assets under management across crypto funds to $173 billion globally. Bitcoin Led the Charge US spot Bitcoin ETFs were the standout performer, hauling in $2.39 billion and staying positive on all five trading days of the week. Ethereum products weren't far behind, adding $690 million over the same stretch. Together, these flows pulled year-to-date totals back into positive territory up to $8.6 billion for 2026 so far. What Sparked the Rally? CoinShares attributes the strength to the removal of uncertainty following the Federal Reserve's recent rate decision. Once the outcome became clear, investors who had been sitting on the sidelines started deploying capital again. The US Dominated But Who Else...
Upcoming IPOs Are Back. Here’s What Investors Should Beware Of
The IPO market is getting busy again, with major private companies across AI, fintech, technology, space and consumer businesses moving closer to public markets. Names such as OpenAI, Anthropic, SpaceX, Oura and Strava have appeared in the 2026 IPO pipeline, although the status and timing of individual listings can change. Some companies have filed, while others remain confidential filers or are simply being discussed as potential candidates. That creates an opportunity for investors to gain access to companies that were previously available mainly through private markets. But an IPO can also make it easier to buy into a company before the market has fully figured out what it is worth. The IPO price is not automatically a bargain One of the biggest mistakes investors can make is assuming that getting shares at the IPO price means getting in early at a cheap valuation. The IPO price is determined through the offering process and reflects what the company and its underwriters...
Vitalik Says AI Will Make Crypto More Secure
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Binance Added Stock Options for More Than 1,000 Equities
The line between crypto exchanges and traditional financial markets is getting harder to see.
On September 1, Binance launched options on more than 1,000 U.S.-listed stocks and ETFs for eligible users outside the United States.
But the more interesting part isn't simply the number of assets.
It's how the contracts are structured.
Binance is connected to the actual shares
Binance's options are physically settled.
That means exercising an option can result in the underlying stock or ETF shares being delivered rather than simply paying the trader the difference in price.
The infrastructure behind the product is also tied directly to traditional securities markets. Binance's ADGM-regulated broker, Nest Trading Limited, routes orders to Alpaca Securities, which handles execution, clearing, settlement and custody.
So a Binance option on an actual U.S.-listed security ultimately connects to the underlying equity.
That's much closer to how conventional stock options work.
Bybit is taking a different route
Bybit's upcoming product, launching September 17 with SpaceX and Nvidia, is called Perp Options.
The important word is "Perp."
Instead of creating an option directly on the shares, Bybit is creating an option on its own stock perpetual contracts.
Those perpetuals track the price of stocks without representing ownership of the actual shares.
The new options will also settle in USDT, and Bybit plans to offer them around the clock, including weekends, with fractional lots.
The structure is therefore essentially:
Binance: Option → actual stock/ETF → physical settlement
Bybit: Option → stock perpetual → USDT settlement
Why the distinction matters
The two products may look similar to a trader scrolling through an exchange.
But economically, they're very different.
With Binance, exercising the option can ultimately result in ownership or delivery of the underlying shares.
With Bybit, the trader remains exposed to a synthetic derivative. There is no claim on the actual SpaceX or Nvidia shares through the option itself.
Bybit's approach offers something Binance's structure doesn't emphasize: 24/7 trading and fractional exposure without traditional stock-market constraints.
Binance's approach instead brings crypto users closer to the existing securities infrastructure.
The bigger shift
This competition shows that crypto exchanges aren't simply adding stocks to their platforms anymore.
They're building increasingly sophisticated layers of equity derivatives.
Binance is connecting its users to traditional brokerage and custody infrastructure.
Bybit is taking the crypto-native route, building derivatives on top of derivatives.
Both approaches are chasing the same demand: traders want access to traditional assets without leaving the platforms where they already trade crypto.
The next battle may not be crypto versus TradFi. It may be which version of TradFi wins on crypto's rails.
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