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IBM Joins Swift's Blockchain: 17 Banks Already Piloting It
IBM Plugged Into Swift's Banking Blockchain Here's Who's Already On It: The world's biggest bank messaging network just quietly went blockchain and IBM wants in. On September 25 - 2026, IBM connected its Digital Asset Haven platform to Swift's blockchain-based shared ledger, currently in beta. The move lets banks move tokenized deposits across Swift's network using an ISO 20022 messaging adapter meaning banks can tap blockchain rails without ripping out their existing payment systems. Swift isn't a small player here. It connects over 12,500 financial institutions across more than 200 markets, moving the equivalent of world GDP every two to three days. So when Swift adds blockchain to that stack, banks pay attention. The First Live Transaction Already Happened HSBC and Standard Chartered beat everyone to the punch, completing the first live transaction on the ledger back in August proof the system works outside the lab. Meet the 17 Founding Banks Swift's ...
Visa Is Shutting Down the Meme Coin Credit Card Loophole
Buying meme coins with a credit card came with an unexpected perk: some users could earn ordinary credit card points and cash back on their crypto purchases. Visa is now moving to close that loophole. The issue centered on how meme coin purchases were classified by payment processors . Some Crossmint-powered checkouts used merchant category code (MCC) 5815 , a category intended for digital media such as movies, music and audiobooks, rather than a crypto-specific category. That meant a meme coin purchase could look to the card network like a normal digital-media purchase. How the loophole worked Users of Robinhood Wallet and Fomo could purchase certain meme coins using credit cards through Apple Pay or Google Pay. According to The Block's testing, transactions made with Visa and Mastercard cards were classified as digital-media purchases and could earn normal card rewards, including points and cash back. The classification mattered because crypto purchases are generally t...
Crypto Funds Just Posted Their Best Week of 2026 — $3.5B in a Single Week
"Bitcoin ETFs Go 5-for-5: Crypto Funds Hit Biggest Inflow Week of the Year" Digital asset investment funds pulled in $3.5 billion last week, according to CoinShares latest Digital Asset Bi-Weekly Digest the largest single-week inflow recorded in 2026. The surge pushed total assets under management across crypto funds to $173 billion globally. Bitcoin Led the Charge US spot Bitcoin ETFs were the standout performer, hauling in $2.39 billion and staying positive on all five trading days of the week. Ethereum products weren't far behind, adding $690 million over the same stretch. Together, these flows pulled year-to-date totals back into positive territory up to $8.6 billion for 2026 so far. What Sparked the Rally? CoinShares attributes the strength to the removal of uncertainty following the Federal Reserve's recent rate decision. Once the outcome became clear, investors who had been sitting on the sidelines started deploying capital again. The US Dominated But Who Else...
Upcoming IPOs Are Back. Here’s What Investors Should Beware Of
The IPO market is getting busy again, with major private companies across AI, fintech, technology, space and consumer businesses moving closer to public markets. Names such as OpenAI, Anthropic, SpaceX, Oura and Strava have appeared in the 2026 IPO pipeline, although the status and timing of individual listings can change. Some companies have filed, while others remain confidential filers or are simply being discussed as potential candidates. That creates an opportunity for investors to gain access to companies that were previously available mainly through private markets. But an IPO can also make it easier to buy into a company before the market has fully figured out what it is worth. The IPO price is not automatically a bargain One of the biggest mistakes investors can make is assuming that getting shares at the IPO price means getting in early at a cheap valuation. The IPO price is determined through the offering process and reflects what the company and its underwriters...
Vitalik Says AI Will Make Crypto More Secure
What if the same AI that helps hackers find vulnerabilities could also make your crypto harder to steal? That is the possibility Ethereum co-founder Vitalik Buterin is pointing to. He argues that AI could make software fundamentally harder to break by making formal verification practical at a much larger scale. Formal verification uses mathematical proofs to confirm that code follows specific security rules. Instead of relying only on testing to find bugs, developers can prove that certain parts of a program behave as intended. But Buterin says there is a bigger challenge. The Hardest Part Is Defining Security According to Buterin, defining what “secure” actually means is harder than verifying the code . A security definition needs to account for more than obvious bugs. It may also need to consider compromised servers, leaked keys, network attacks, metadata and hardware vulnerabilities. If an important threat is missing from the definition, a perfect mathematical proof will no...
Crypto Funds Just Posted Their Best Week of 2026 — $3.5B in a Single Week
"Bitcoin ETFs Go 5-for-5: Crypto Funds Hit Biggest Inflow Week of the Year" Digital asset investment funds pulled in $3.5 billion last week, according to CoinShares latest Digital Asset Bi-Weekly Digest the largest single-week inflow recorded in 2026. The surge pushed total assets under management across crypto funds to $173 billion globally. Bitcoin Led the Charge US spot Bitcoin ETFs were the standout performer, hauling in $2.39 billion and staying positive on all five trading days of the week. Ethereum products weren't far behind, adding $690 million over the same stretch. Together, these flows pulled year-to-date totals back into positive territory up to $8.6 billion for 2026 so far. What Sparked the Rally? CoinShares attributes the strength to the removal of uncertainty following the Federal Reserve's recent rate decision. Once the outcome became clear, investors who had been sitting on the sidelines started deploying capital again. The US Dominated But Who Else...
Does a Fed Rate Hike Always Cause Bitcoin to Drop?
A Federal Reserve rate hike is often viewed as bad news for Bitcoin. Higher interest rates can tighten financial conditions, strengthen the U.S. dollar and make traditional yield-bearing assets more attractive. But a Fed hike does not automatically mean Bitcoin will fall . What matters is not just what the Fed does, but what investors expected the Fed to do and what policymakers signal about the path ahead. Why Bitcoin Can Come Under Pressure When the Fed raises interest rates, borrowing becomes more expensive and liquidity can tighten across financial markets. Higher Treasury yields can give investors more incentive to hold relatively safer dollar-denominated assets rather than volatile assets such as Bitcoin. A stronger dollar can also create additional pressure on risk assets. That can produce a familiar reaction: higher yields, stronger dollar and weaker appetite for risk. Bitcoin can therefore come under selling pressure around a rate hike, particularly when markets...
The ETH Trade BTC Cannot Offer Wall Street
Wall Street now has a reason to look at Ethereum that Bitcoin simply cannot replicate: yield . BlackRock’s iShares Staked Ethereum Trust ETF, ETHB, gives investors exposure to Ether while also passing through staking rewards. That creates a different investment thesis from a traditional Bitcoin ETF, where investors primarily depend on BTC price appreciation. BlackRock itself describes ETHB as combining ether-price exposure with rewards from staking. That difference is becoming more important as institutional investors look beyond simply holding crypto. Ethereum is also positioned at the center of the tokenization push. Financial institutions are increasingly exploring blockchain-based versions of stocks, bonds, funds and other assets, giving ETH a second narrative alongside its role as a digital asset. And the money is starting to reflect that interest. BlackRock's Ethereum products have recently attracted strong demand even as flows across the broader crypto ETF market hav...
Coinbase CEO Says Bitcoin Has Bottomed and Eyes $400K
Coinbase CEO Brian Armstrong believes Bitcoin may have already reached the bottom of its current market cycle, with the cryptocurrency potentially heading much higher in the years ahead. $400K Bitcoin Target Armstrong said a $400,000 Bitcoin price by 2030 is a reasonable target. That would represent a major increase from Bitcoin's current level of around $79,000. His outlook comes as Bitcoin attempts to recover from a prolonged downturn. Recent technical signals have also turned more positive, with Bitcoin recently forming a bullish golden cross. Why Armstrong Is Bullish Armstrong points to continued growth across crypto, including stablecoins, tokenization and broader adoption. If these trends continue, he believes Bitcoin could enter a stronger growth phase over the next several years. Armstrong's $400K forecast is a long-term prediction, not a guarantee. Bitcoin still faces major risks, including interest rates, market volatility and changing investor sentiment.
4,000 BTC taken. The coins still haven't moved. 🚨
Liquid Network lost roughly 95% of its Bitcoin reserve after attackers exploited a validation bug in its infrastructure. The attackers claim they’re “white hats” and say they didn't steal anyone's private keys. Instead, they exploited a flaw that allowed them to withdraw the BTC. Blockstream has since patched the affected nodes. But here's the strange part: The 4,000 BTC hasn't moved since the incident. If the attackers really are white hats, the funds could eventually be returned. If not, the Bitcoin is sitting there as one of the biggest potential crypto thefts of the year. Rescue mission or ransom? The blockchain may have the answer. 👀
Dormant Bitcoin Wallets Are Moving. What Are Long-Term Holders Telling Us?
Bitcoin holders who stayed silent for years are starting to move their coins again. That sounds bearish at first. But dormant Bitcoin becoming active doesn't automatically mean long-term holders are selling. The more important question is where those coins are going. In early September, more than 626 BTC that had been sitting in dormant wallets for years moved during the first five days of the month. The coins were worth more than $50 million at the time. For investors, these movements offer a rare look at what some of Bitcoin's oldest holders may be thinking. When dormant Bitcoin moves to an exchange This is the signal traders usually pay the most attention to. If old coins move from long-term storage into an exchange wallet, the holder may be preparing to sell. That can mean: Taking profits after a major price increase Reducing exposure Preparing for a market downturn Or, in some cases, simply moving coins for another reason The important point is that an e...
Bitcoin Just Got a Golden Cross. History Says Watch What Comes Next
Bitcoin's 50-day moving average has crossed above its 200-day average for the 12th time since 2012 , creating the widely watched “golden cross.” Across the previous signals, nine produced an average 24.9% gain over 90 days . That would put a hypothetical $100,000 position around $124,900 . But history isn't a guarantee. The signal is also a lagging indicator, meaning much of Bitcoin's recovery can happen before the crossover actually appears. So the real question isn't whether the golden cross is bullish. It's whether this time Bitcoin can turn the historical pattern into another sustained move higher.
Bitcoin Just Got Hit by an Oil Shock. Now $75K Is the Line
Bitcoin's latest selloff wasn't caused by crypto alone. Renewed U.S.-Iran fighting around the Strait of Hormuz sent another shock through global markets, pushing Brent crude to $94.65 a barrel and sending Bitcoin below $77,000. The move quickly turned into a leverage event. About $115 million in crypto long positions were liquidated within an hour as Bitcoin broke through short-term support levels. Oil is becoming the problem The Strait of Hormuz remains one of the world's most important energy routes, so any threat to shipping immediately raises concerns about supply disruptions. That's exactly what markets are pricing in. Brent has since moved even higher, reaching around $95.52 as tensions continued into Friday. Reuters reported that Brent was on track for its strongest weekly gain since July as traders worried about further disruption. For Bitcoin, rising oil prices create another problem. A sustained energy shock can increase inflation pressure, pot...
Russia Just Put Crypto Behind a Three-Asset Gate
Russia is opening a regulated crypto market on September 1 . But for ordinary investors, the door isn't being opened to the entire crypto market. It's being opened to just three assets: Bitcoin, Ethereum and Tether's USDT . So why these three? The Bank of Russia created a strict eligibility filter based on market size, trading activity and trading history . A cryptocurrency must have: An average market capitalization above 5 trillion rubles Average daily trading volume above 1 trillion rubles At least five years of price history on foreign trading platforms The measurements are based on the preceding two-year period. Only BTC, ETH and USDT currently satisfy the requirements. Russia isn't choosing its favorites The interesting part is that the central bank isn't simply saying Bitcoin is trustworthy or Ethereum is important. It's effectively saying: If you're going to give ordinary investors regulated access to crypto, start with assets that...
Bitcoin Is Still 20× Smaller Than Gold
Bitcoin is getting bigger, but it's still nowhere near gold's market cap. Gold's total market value is currently around $32 trillion , while Bitcoin sits near $1.6 trillion . That puts Bitcoin at roughly 5% of gold's market cap . To match gold, Bitcoin's market cap would need to grow by about 20× . With roughly 20 million BTC circulating, that would put Bitcoin near $1.6 million per coin assuming gold's market cap stays around today's level. The interesting part isn't whether Bitcoin reaches gold tomorrow. It's how much ground Bitcoin could close if institutional adoption keeps accelerating. 5% today. 100% would be a completely different financial landscape.
From Stock Fraud to a $24M Crypto Ponzi
Brent Kovar's crypto case wasn't his first encounter with financial fraud allegations. In 2009 , the SEC sued Kovar over an alleged $12 million pump-and-dump scheme involving SkyWay Global. According to the SEC, Kovar and his associates promoted false claims about the company's business, helping inflate its stock price and trading volume before selling 76.65 million shares for more than $12 million in profits . Fast-forward to 2026, and a federal jury has convicted Kovar over a $24 million crypto Ponzi scheme through Profit Connect. The alleged pitch had simply evolved: From hyping a stock → to promising AI-powered crypto mining. Different technology. Same old promise of easy money.
Bitcoin's Bull Score Is Flashing Green — But There's a Warning
Bitcoin's CryptoQuant Bull Score Index has jumped from 30 to 80 , its highest level since October 2025. Eight of its 10 indicators are now bullish. But there's a warning hiding underneath the optimism. Trader unrealized profit margin has reached 20.5%. That matters because a similar spike preceded Bitcoin's roughly 30% decline in May 2026 . Meanwhile, short-term holder whales took around $1.2 billion in profits between August 20 and 22, while exchange inflows reached their highest level since June. So despite the bullish score, traders are already taking money off the table. CryptoQuant says Bitcoin needs a weekly close above $83,000 to confirm a full bull-market signal. Bullish? Yes. Risk-free? Definitely not. The next Bitcoin move could depend on whether buyers can absorb the profit-taking without losing momentum.
Can $2.6B in Weekly ETF Inflows Sustain Bitcoin’s Rally Above $75K?
Bitcoin’s latest rally is being backed by strong institutional demand, with U.S. spot Bitcoin ETFs recording approximately $1.92 billion in net inflows between Aug. 17 and Aug. 21. When combined with Ethereum ETF inflows, the weekly figure reached roughly $2.6 billion. Bitcoin is trading around $77,096, up 21.8% over the past seven days, while Bitcoin ETF assets under management have climbed 10%. The numbers suggest that institutional demand is playing an important role in the move above $75,000. However, ETF inflows alone do not guarantee that Bitcoin will remain above that level. Strong Demand Meets Rising Leverage The rally is also accompanied by a sharp increase in market leverage. Bitcoin open interest has risen roughly 27% over the past week, while funding rates remain positive. That creates both an opportunity and a risk. Positive funding and rising open interest can reinforce an upward move when prices continue climbing. But if Bitcoin reverses, highly leveraged positions...
Bitcoin ETFs & Institutional Investment
U.S. spot Bitcoin and Ether ETFs just recorded their strongest weekly performance in months, attracting a combined $2.6 billion in inflows during the week ending Aug. 21. The surge marks a major reversal from the previous week, when the two markets experienced approximately $392 million in combined outflows . Bitcoin ETFs accounted for the majority of the latest inflows, with about $1.92 billion entering the products throughout the week. Institutional Demand Returns BlackRock’s iShares Bitcoin Trust (IBIT) was among the biggest contributors to the surge. The fund alone attracted approximately $503 million on Thursday , highlighting the strength of institutional demand during the rally. The renewed inflows come as Bitcoin and Ether both posted significant weekly gains, climbing roughly 24% and 28% , respectively. At the same time, combined ETF trading volume tripled to around $29 billion , signaling a sharp increase in investor activity. The numbers suggest that the latest ...
Yong Social Morning Brief
The Market Has a Lot to Prove This Week Global markets are starting the week cautiously, with investors facing a packed calendar that could determine the direction of stocks, bonds and crypto. 🤖 Nvidia takes center stage Nvidia reports earnings on Wednesday , giving investors their next major test of whether the AI boom is still strong enough to justify massive technology valuations. A strong outlook could reignite tech stocks. A disappointment could trigger another wave of selling. 🏦 All eyes on the Fed The Jackson Hole symposium begins Thursday, with Fed Chair Kevin Warsh scheduled to speak Friday. Investors will be looking for clues about interest rates and inflation — especially while long-term Treasury yields remain elevated. 🛢️ Oil remains a wildcard Brent crude is around $93 a barrel after slipping at the start of the week. Lower oil would ease inflation concerns, but geopolitical risks could quickly push prices higher again. ₿ Bitcoin is holding strong ...
The SEC Just Changed the Crypto Game — And Most Traders Haven’t Realized It Yet
Bitcoin's price is getting most of the attention in crypto right now. But something potentially much bigger happened this week in Washington. On August 18, the U.S. Securities and Exchange Commission (SEC) proposed a new framework called “Regulation Crypto Assets” that could fundamentally change how some crypto projects raise money, launch tokens and eventually transition their tokens away from being treated as investment contracts. And the timing is particularly interesting. Because Congress is simultaneously trying to pass the CLARITY Act , which would create a broader statutory framework for digital assets. In other words, America's crypto rulebook is being rewritten from two directions at once. A potential new fundraising route for crypto projects One of the most significant parts of the SEC proposal is what it could mean for token issuers. The proposed framework creates two exemptions from traditional Securities Act registration requirements for qualifying cryp...
Yong Social Morning Brief
5 Things That Could Move Global Markets This Week Global markets are heading into one of the most closely watched weeks of the month, with Nvidia earnings, inflation data and the Federal Reserve's Jackson Hole symposium arriving within days of each other. Last week already gave investors a warning: rising long-term bond yields are beginning to challenge the stock-market rally. The U.S. 30-year Treasury yield reached its highest level since 2007, while the Nasdaq fell 2.8% and the S&P 500 declined 1.4% for the week. But while stocks struggled, Bitcoin and gold moved higher. Here's what matters this week. 1. Nvidia has to prove the AI boom is still real On August 26 , Nvidia reports its second-quarter results. The company has become one of the most important companies in global markets because its earnings are now effectively a report card for the entire AI infrastructure boom. Investors aren't just asking whether Nvidia made money. They're asking whether ...
Yong Social Morning Brief
The Global Market Warning: 5 Things Investors Need to Watch Next Week Global markets just finished a turbulent week. U.S. stocks managed to rebound on Friday, but the recovery did little to erase the week's bigger concerns. Bond yields remain elevated, oil is still creating inflation risks, gold and Bitcoin have surged, and investors are heading into a week packed with events capable of reshaping market expectations. For investors, the most important question isn't simply where markets ended this week . It's what the next week could reveal about the direction of the global economy. Here are five things to watch. 1. The bond market is still sending a warning The biggest story beneath the surface remains the global bond market. The U.S. 30-year Treasury yield reached its highest level since 2007, while the 10-year yield remained around 4.7% . Higher long-term yields mean higher borrowing costs for governments, businesses and consumers — and they can put pressure on st...
Bitcoin Is Pumping — But Here's What Most People Don't Realize Yet
Bitcoin is back in the spotlight. BTC has climbed above $76,000 , extending a sharp recovery that has taken the asset significantly higher over the past several days. The move has been fast enough to make many traders wonder whether a new Bitcoin bull run is beginning. But the most important part of this rally may not be the Bitcoin chart itself. What is happening underneath the surface is a combination of institutional demand, changing liquidity conditions and a massive short squeeze. And that could matter more than the headline price. Bitcoin's rally is bigger than crypto Bitcoin's latest move began accelerating after the U.S. Treasury announced that it would increase its purchases of longer-term government debt. The Treasury plans to raise long-term bond buybacks from roughly $2 billion to at least $4 billion per operation . The announcement helped push long-term Treasury yields lower and contributed to a broader rebound across risk assets. Bitcoin responded almost immediate...
What's Strangling Bitcoin in 2026?
Bitcoin isn't dead. It isn't disappearing. And the underlying network hasn't suddenly stopped working. Yet something is clearly holding Bitcoin back. The asset that once dominated the crypto narrative is now struggling to regain momentum, trading around the low-$60,000s after reaching more than $126,000 in late 2025. So what is strangling BTC? It may not be one thing. It may be a competition for capital, attention and narrative. The First Problem: The Marginal Buyer Is Missing Bitcoin doesn't need everyone to sell for the price to struggle. It needs enough new money to keep arriving. And that is where the market has become complicated. U.S. spot Bitcoin ETFs have experienced periods of significant outflows in 2026. A mid-year report from 21Shares estimated roughly $3 billion of net outflows from U.S. spot Bitcoin ETFs year-to-date through May , even though ETF holdings measured in BTC remained near their highs. More recently, Bitcoin continued struggling...