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IBM Joins Swift's Blockchain: 17 Banks Already Piloting It
IBM Plugged Into Swift's Banking Blockchain Here's Who's Already On It: The world's biggest bank messaging network just quietly went blockchain and IBM wants in. On September 25 - 2026, IBM connected its Digital Asset Haven platform to Swift's blockchain-based shared ledger, currently in beta. The move lets banks move tokenized deposits across Swift's network using an ISO 20022 messaging adapter meaning banks can tap blockchain rails without ripping out their existing payment systems. Swift isn't a small player here. It connects over 12,500 financial institutions across more than 200 markets, moving the equivalent of world GDP every two to three days. So when Swift adds blockchain to that stack, banks pay attention. The First Live Transaction Already Happened HSBC and Standard Chartered beat everyone to the punch, completing the first live transaction on the ledger back in August proof the system works outside the lab. Meet the 17 Founding Banks Swift's ...
Visa Is Shutting Down the Meme Coin Credit Card Loophole
Buying meme coins with a credit card came with an unexpected perk: some users could earn ordinary credit card points and cash back on their crypto purchases. Visa is now moving to close that loophole. The issue centered on how meme coin purchases were classified by payment processors . Some Crossmint-powered checkouts used merchant category code (MCC) 5815 , a category intended for digital media such as movies, music and audiobooks, rather than a crypto-specific category. That meant a meme coin purchase could look to the card network like a normal digital-media purchase. How the loophole worked Users of Robinhood Wallet and Fomo could purchase certain meme coins using credit cards through Apple Pay or Google Pay. According to The Block's testing, transactions made with Visa and Mastercard cards were classified as digital-media purchases and could earn normal card rewards, including points and cash back. The classification mattered because crypto purchases are generally t...
Crypto Funds Just Posted Their Best Week of 2026 — $3.5B in a Single Week
"Bitcoin ETFs Go 5-for-5: Crypto Funds Hit Biggest Inflow Week of the Year" Digital asset investment funds pulled in $3.5 billion last week, according to CoinShares latest Digital Asset Bi-Weekly Digest the largest single-week inflow recorded in 2026. The surge pushed total assets under management across crypto funds to $173 billion globally. Bitcoin Led the Charge US spot Bitcoin ETFs were the standout performer, hauling in $2.39 billion and staying positive on all five trading days of the week. Ethereum products weren't far behind, adding $690 million over the same stretch. Together, these flows pulled year-to-date totals back into positive territory up to $8.6 billion for 2026 so far. What Sparked the Rally? CoinShares attributes the strength to the removal of uncertainty following the Federal Reserve's recent rate decision. Once the outcome became clear, investors who had been sitting on the sidelines started deploying capital again. The US Dominated But Who Else...
Upcoming IPOs Are Back. Here’s What Investors Should Beware Of
The IPO market is getting busy again, with major private companies across AI, fintech, technology, space and consumer businesses moving closer to public markets. Names such as OpenAI, Anthropic, SpaceX, Oura and Strava have appeared in the 2026 IPO pipeline, although the status and timing of individual listings can change. Some companies have filed, while others remain confidential filers or are simply being discussed as potential candidates. That creates an opportunity for investors to gain access to companies that were previously available mainly through private markets. But an IPO can also make it easier to buy into a company before the market has fully figured out what it is worth. The IPO price is not automatically a bargain One of the biggest mistakes investors can make is assuming that getting shares at the IPO price means getting in early at a cheap valuation. The IPO price is determined through the offering process and reflects what the company and its underwriters...
Vitalik Says AI Will Make Crypto More Secure
What if the same AI that helps hackers find vulnerabilities could also make your crypto harder to steal? That is the possibility Ethereum co-founder Vitalik Buterin is pointing to. He argues that AI could make software fundamentally harder to break by making formal verification practical at a much larger scale. Formal verification uses mathematical proofs to confirm that code follows specific security rules. Instead of relying only on testing to find bugs, developers can prove that certain parts of a program behave as intended. But Buterin says there is a bigger challenge. The Hardest Part Is Defining Security According to Buterin, defining what “secure” actually means is harder than verifying the code . A security definition needs to account for more than obvious bugs. It may also need to consider compromised servers, leaked keys, network attacks, metadata and hardware vulnerabilities. If an important threat is missing from the definition, a perfect mathematical proof will no...
IBM Joins Swift's Blockchain: 17 Banks Already Piloting It
IBM Plugged Into Swift's Banking Blockchain Here's Who's Already On It: The world's biggest bank messaging network just quietly went blockchain and IBM wants in. On September 25 - 2026, IBM connected its Digital Asset Haven platform to Swift's blockchain-based shared ledger, currently in beta. The move lets banks move tokenized deposits across Swift's network using an ISO 20022 messaging adapter meaning banks can tap blockchain rails without ripping out their existing payment systems. Swift isn't a small player here. It connects over 12,500 financial institutions across more than 200 markets, moving the equivalent of world GDP every two to three days. So when Swift adds blockchain to that stack, banks pay attention. The First Live Transaction Already Happened HSBC and Standard Chartered beat everyone to the punch, completing the first live transaction on the ledger back in August proof the system works outside the lab. Meet the 17 Founding Banks Swift's ...
Tether’s $400M StableFund Could Change How Small Businesses Get Financing
Tether is making a bigger move into business lending. On September 9, Tether and London-based Fasanara Capital launched StableFund , a $400 million private credit fund designed to provide short-term, asset-backed financing to small businesses across more than 60 countries. The bigger goal is even more interesting. The two companies plan to raise as much as $3 billion from institutional investors . USDT will be used as the fund's settlement infrastructure, connecting Tether's stablecoin network with Fasanara's existing lending business. What Will the Money Finance? Fasanara already finances businesses through a global network of fintech lenders. The focus is mainly on invoice financing, trade receivables, working capital and other short-term loans . That means a business does not have to wait 60 or 90 days for a customer to pay an invoice. It can borrow against that receivable and get cash sooner. The same model can help businesses fund inventory, suppliers and da...
Kalshi Just Raised $1.12 Billion — And It's Valuation Is Moving Fast
Trade On Anything Kalshi has just raised a staggering amount of money. According to an SEC Form D filing, the prediction-market company has raised $1.12 billion from 71 investors since April . The company confirmed that the money is tied to its Series F , which valued Kalshi at $22 billion . But that valuation might already be looking outdated. Investors are betting big on prediction markets Kalshi's Series F was led by Coatue , with major participation from firms including Sequoia Capital, Andreessen Horowitz (a16z), IVP, Paradigm, Morgan Stanley and ARK Invest . That's a notable mix. It's not just traditional venture capital. It's also major financial institutions and investors positioning themselves around a market that has moved from crypto-adjacent experimentation into something much bigger. And another $750 million could be coming Separate reports say Kalshi is in advanced discussions to raise another $750 million at a valuation of approximately $40 b...
Pakistan Just Gave Crypto Companies a Deadline: Get Licensed or Leave
Pakistan is no longer treating crypto regulation as a future conversation. The country's Virtual Assets Regulatory Authority (PVARA) has opened its licensing portal, giving existing crypto businesses a clear deadline: September 5, 2026 . If virtual-asset service providers that were already operating by March 5 do not submit a No-Objection Certificate (NOC) application by then, they must cease operations. From uncertainty to a rulebook Pakistan's new framework operates under the Virtual Assets Act, 2026 , establishing PVARA as the regulator responsible for licensing and supervising the country's virtual-asset industry. The framework isn't limited to crypto exchanges. It covers activities including: Exchange services Custody Broker-dealer services Advisory Lending and borrowing Derivatives Asset management Token issuance Virtual-asset transfers Mining-related services In other words, Pakistan is attempting to regulate the business infrastructure su...
Let's Discuss Crypto
Ripple Is Winning Payments. So Why Is XRP Struggling? Ripple is expanding its footprint in global payments. XRP is struggling to stay above $1. That contradiction is becoming harder to ignore. On Tuesday, August 18, South Korea's Jeonbuk Bank announced a strategic partnership with Ripple to use Ripple Payments for business cross-border transactions. The bank becomes the first regional South Korean bank to adopt the payment service. The announcement sounds like exactly the kind of institutional adoption XRP investors have been waiting for. But there is a problem. The growth of Ripple's payments business does not automatically mean growing demand for XRP. And that distinction may be one of the most important things for XRP investors to understand. Ripple and XRP Are Not the Same Thing The market often talks about Ripple and XRP as if they are interchangeable. They aren't. Ripple is a financial technology company building infrastructure for banks, financial insti...
What's Strangling Bitcoin in 2026?
Bitcoin isn't dead. It isn't disappearing. And the underlying network hasn't suddenly stopped working. Yet something is clearly holding Bitcoin back. The asset that once dominated the crypto narrative is now struggling to regain momentum, trading around the low-$60,000s after reaching more than $126,000 in late 2025. So what is strangling BTC? It may not be one thing. It may be a competition for capital, attention and narrative. The First Problem: The Marginal Buyer Is Missing Bitcoin doesn't need everyone to sell for the price to struggle. It needs enough new money to keep arriving. And that is where the market has become complicated. U.S. spot Bitcoin ETFs have experienced periods of significant outflows in 2026. A mid-year report from 21Shares estimated roughly $3 billion of net outflows from U.S. spot Bitcoin ETFs year-to-date through May , even though ETF holdings measured in BTC remained near their highs. More recently, Bitcoin continued struggling...
The Next Financial War Is Being Fought Over the Rails
For decades, the biggest financial institutions controlled the rails. Banks moved money between banks. Payment networks connected merchants and customers. Clearing systems handled settlement. And most of it operated on infrastructure that ordinary people rarely thought about. Now something is changing. Money is becoming programmable. Stablecoins, tokenized deposits and tokenized financial assets are moving onto blockchain-based infrastructure. And the race may not be about creating the next Bitcoin. It may be about who controls the infrastructure through which money moves. The Money Is Changing The International Monetary Fund recently described tokenization as a three-layer system: Infrastructure. The rails and rules used for settlement. Assets. Stablecoins, tokenized deposits, securities, money-market funds and other financial assets. Services. Wallets, exchanges and applications that people actually use. That distinction matters. Because the future of finance...
PayPal Was Once Worth $280 Billion. Now Stripe Wants to Buy It.
PayPal once looked almost untouchable. In 2021, the payments giant was worth more than $280 billion . Now, one of the world's biggest private fintech companies is discussing buying it. Stripe and private-equity firm Advent International are in talks to acquire PayPal , according to people familiar with the situation. But there is a catch. The first offer wasn't good enough for PayPal. The $53 Billion Offer In July, Stripe and Advent reportedly offered $60.50 per PayPal share . That valued PayPal at roughly $53 billion . PayPal considered the offer too low. The two sides have continued negotiating over a potentially higher price, but there is no deal yet and no guarantee one will happen . PayPal shares closed at about $61.66 on Friday, giving the company a market value of roughly $54 billion . Think about that difference. A company that was once worth more than $280 billion is now being discussed in a deal worth around $53 billion. That's an enormous fall. ...
The Global Payment Network May Not Look Like What You Think
For decades, moving money across borders has meant moving through a chain of institutions. A payment can pass through banks, correspondent banks, payment processors and currency-conversion systems before reaching the person on the other side. That system works. But it can also be slow, expensive and difficult to access. Now a different model is being tested. Money is moving on blockchains. And Stellar is one of the networks trying to build the infrastructure behind it. The Interesting Part Isn't Just XLM When people hear Stellar , they often think about XLM , the network's native asset. But the bigger story is the network itself. Stellar can transfer different assets, including stablecoins such as USDC. Its payment infrastructure is designed for 24/7 settlement and supports remittances, payroll, supplier payments and treasury operations. That changes the way we should look at XLM. The future of global payments doesn't necessarily require everyone to use XLM as t...
Why Circle Internet Group Stock Is Climbing Again as Stablecoin Optimism Builds
Circle Internet Group has quickly become one of the most closely watched companies in the financial technology sector. Every move in its stock price is attracting attention from investors looking for the next major opportunity in digital finance. The latest rally has many people asking the same question. Why is Circle gaining momentum again? The answer goes beyond a single trading session. Investor confidence is being fueled by growing optimism around stablecoins, expanding institutional interest in digital assets, and expectations that Circle could play a central role in the future of global payments. What Is Driving the Stock Higher? Circle has positioned itself as one of the biggest names in the stablecoin industry through USD Coin, commonly known as USDC. The digital dollar is widely used across cryptocurrency exchanges, payment platforms, and decentralized finance applications. Recent market enthusiasm reflects a broader belief that stablecoins are moving closer to main...