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IBM Joins Swift's Blockchain: 17 Banks Already Piloting It
IBM Plugged Into Swift's Banking Blockchain Here's Who's Already On It: The world's biggest bank messaging network just quietly went blockchain and IBM wants in. On September 25 - 2026, IBM connected its Digital Asset Haven platform to Swift's blockchain-based shared ledger, currently in beta. The move lets banks move tokenized deposits across Swift's network using an ISO 20022 messaging adapter meaning banks can tap blockchain rails without ripping out their existing payment systems. Swift isn't a small player here. It connects over 12,500 financial institutions across more than 200 markets, moving the equivalent of world GDP every two to three days. So when Swift adds blockchain to that stack, banks pay attention. The First Live Transaction Already Happened HSBC and Standard Chartered beat everyone to the punch, completing the first live transaction on the ledger back in August proof the system works outside the lab. Meet the 17 Founding Banks Swift's ...
Visa Is Shutting Down the Meme Coin Credit Card Loophole
Buying meme coins with a credit card came with an unexpected perk: some users could earn ordinary credit card points and cash back on their crypto purchases. Visa is now moving to close that loophole. The issue centered on how meme coin purchases were classified by payment processors . Some Crossmint-powered checkouts used merchant category code (MCC) 5815 , a category intended for digital media such as movies, music and audiobooks, rather than a crypto-specific category. That meant a meme coin purchase could look to the card network like a normal digital-media purchase. How the loophole worked Users of Robinhood Wallet and Fomo could purchase certain meme coins using credit cards through Apple Pay or Google Pay. According to The Block's testing, transactions made with Visa and Mastercard cards were classified as digital-media purchases and could earn normal card rewards, including points and cash back. The classification mattered because crypto purchases are generally t...
Crypto Funds Just Posted Their Best Week of 2026 — $3.5B in a Single Week
"Bitcoin ETFs Go 5-for-5: Crypto Funds Hit Biggest Inflow Week of the Year" Digital asset investment funds pulled in $3.5 billion last week, according to CoinShares latest Digital Asset Bi-Weekly Digest the largest single-week inflow recorded in 2026. The surge pushed total assets under management across crypto funds to $173 billion globally. Bitcoin Led the Charge US spot Bitcoin ETFs were the standout performer, hauling in $2.39 billion and staying positive on all five trading days of the week. Ethereum products weren't far behind, adding $690 million over the same stretch. Together, these flows pulled year-to-date totals back into positive territory up to $8.6 billion for 2026 so far. What Sparked the Rally? CoinShares attributes the strength to the removal of uncertainty following the Federal Reserve's recent rate decision. Once the outcome became clear, investors who had been sitting on the sidelines started deploying capital again. The US Dominated But Who Else...
Upcoming IPOs Are Back. Here’s What Investors Should Beware Of
The IPO market is getting busy again, with major private companies across AI, fintech, technology, space and consumer businesses moving closer to public markets. Names such as OpenAI, Anthropic, SpaceX, Oura and Strava have appeared in the 2026 IPO pipeline, although the status and timing of individual listings can change. Some companies have filed, while others remain confidential filers or are simply being discussed as potential candidates. That creates an opportunity for investors to gain access to companies that were previously available mainly through private markets. But an IPO can also make it easier to buy into a company before the market has fully figured out what it is worth. The IPO price is not automatically a bargain One of the biggest mistakes investors can make is assuming that getting shares at the IPO price means getting in early at a cheap valuation. The IPO price is determined through the offering process and reflects what the company and its underwriters...
Vitalik Says AI Will Make Crypto More Secure
What if the same AI that helps hackers find vulnerabilities could also make your crypto harder to steal? That is the possibility Ethereum co-founder Vitalik Buterin is pointing to. He argues that AI could make software fundamentally harder to break by making formal verification practical at a much larger scale. Formal verification uses mathematical proofs to confirm that code follows specific security rules. Instead of relying only on testing to find bugs, developers can prove that certain parts of a program behave as intended. But Buterin says there is a bigger challenge. The Hardest Part Is Defining Security According to Buterin, defining what “secure” actually means is harder than verifying the code . A security definition needs to account for more than obvious bugs. It may also need to consider compromised servers, leaked keys, network attacks, metadata and hardware vulnerabilities. If an important threat is missing from the definition, a perfect mathematical proof will no...
Upcoming IPOs Are Back. Here’s What Investors Should Beware Of
The IPO market is getting busy again, with major private companies across AI, fintech, technology, space and consumer businesses moving closer to public markets. Names such as OpenAI, Anthropic, SpaceX, Oura and Strava have appeared in the 2026 IPO pipeline, although the status and timing of individual listings can change. Some companies have filed, while others remain confidential filers or are simply being discussed as potential candidates. That creates an opportunity for investors to gain access to companies that were previously available mainly through private markets. But an IPO can also make it easier to buy into a company before the market has fully figured out what it is worth. The IPO price is not automatically a bargain One of the biggest mistakes investors can make is assuming that getting shares at the IPO price means getting in early at a cheap valuation. The IPO price is determined through the offering process and reflects what the company and its underwriters...
Google Dodged a Breakup of Its Ad Business
Google just avoided one of the biggest threats to its advertising empire. On September 2, a U.S. federal judge rejected the Department of Justice's request to force Google to sell AdX , its advertising exchange, despite previously finding that Google illegally monopolized parts of the digital advertising market. Instead of breaking up the business, the court imposed behavioral remedies designed to make Google's advertising infrastructure more accessible to competitors. Google keeps AdX AdX sits at the center of Google's digital advertising system, connecting publishers with advertisers through automated auctions. The DOJ had argued that Google's control over multiple parts of the advertising supply chain created a conflict of interest that could not be fixed simply by changing Google's behavior. Its preferred solution was structural: force Google to divest AdX. The judge rejected that approach. For Google, that's a major win. The company gets to keep the infras...
Tim Cook Leaves Apple With a $4+ Trillion Question
After 15 years at the top, Tim Cook's time as Apple's CEO is coming to an end. When Cook succeeded Steve Jobs in 2011, Apple was worth roughly $350 billion . Today, the company is worth around $4.7 trillion more than 13 times it's value when he took over. That's an extraordinary transformation. But Cook's legacy isn't simply about making Apple bigger. Cook built a different Apple Job's was known for creating products that changed consumer technology. Cook's strength was different. He turned Apple's enormous product ecosystem into an increasingly efficient global business while expanding areas such as services, wearables and Apple Silicon . Apple also returned enormous amounts of capital to shareholders through buybacks and dividends during his tenure. The result was a company that became significantly more valuable without needing to reinvent the iPhone every year. Now comes the difficult part On September 1 , John Ternus will officia...
Ethereum Is Preparing It's Staking System for the Quantum Era
Ethereum developers have filed a proposal that could eventually replace the network's current validator deposit contract and prepare staking for post-quantum cryptography. The reason is simple: Ethereum's existing validator system relies heavily on BLS cryptography , and quantum computers could eventually threaten it. That's not purely theoretical. Google Quantum AI researchers have identified five potential attack paths against Ethereum using quantum computing. The proposal would expand key-size limits so Ethereum can support larger, quantum-resistant cryptographic formats. But there's one particularly important mechanism: The one-way switch The proposal includes an irreversible switch that would permanently stop the deposit contract from accepting new validators using the old BLS credential format. Once activated: BLS deposits stop → newer credential formats take over. That's significant because around 42.4 million ETH , worth roughly $104 billion , ...
Your Smart TV May Know What You're Watching. Even Through HDMI
Your smart TV isn't just a screen anymore. Depending on the TV and it's settings, it can use Automatic Content Recognition (ACR) to identify what's playing on the display including content coming from external devices connected through HDMI. That means your TV may be able to recognize what you're watching even when the content isn't coming from the TV's own Netflix, YouTube or other built-in apps. And that's where things get interesting. Your TV can recognize more than you think ACR works by analyzing what's displayed and creating a digital fingerprint that can be matched against known content. Research has found ACR operating across different smart-TV platforms and sources, including streaming apps, broadcasts, game consoles and HDMI-connected devices . VIZIO's current privacy documentation, for example, explicitly says its ACR technology can recognize programming, advertisements, gaming content and devices connected through HDMI when vie...
TECNO Just Made the Smartphone Bezel Disappear
TECNO's latest smart phone concept What if the black border around your phone simply wasn't there? That's the idea behind TECNO's latest smartphone concept. The company has built a phone with what it calls a 0mm bezel , creating a display that appears to stretch from one edge of the device to the other. And after seeing the phone in person, MKBHD's reaction makes one thing clear: this isn't just another concept rendered in Photoshop. The phone actually looks unusual. It's 6.7-inch, 144Hz display reaches almost impossibly close to the physical edge of the device. From the front, there's very little of the familiar border that has surrounded smartphone screens for years. But there's a catch. The bezel disappeared. The edge didn't. TECNO's solution is clever. Rather than simply extending the display over the sides, the company has redesigned how the screen and frame are positioned. The result is a phone where the bezel virtually disa...
NASA Is About to Open a New Window on the Universe
NASA's Nancy Grace Roman Space Telescope has reached one of its final milestones before launch: the observatory has been sealed inside the protective payload fairing of a SpaceX Falcon Heavy. NASA and SpaceX are targeting August 30, 2026 , for liftoff from Launch Complex 39A in Florida. But Roman isn't simply another telescope heading into orbit. A telescope built to see the universe differently Roman is designed to survey enormous areas of the sky while investigating some of astronomy's biggest unanswered questions — including dark energy, dark matter, the formation of galaxies and planets beyond our solar system . Its Wide Field Instrument will give scientists an exceptionally broad view of the cosmos. NASA expects Roman to survey billions of galaxies and use gravitational microlensing to discover thousands of exoplanets. That's where the mission becomes particularly exciting. Instead of focusing on a small patch of space at a time, Roman is designed to map huge po...
Google's Pixel 11 Problem: More Expensive Hardware, Smaller Upgrades
Google's latest hardware lineup is here, and at first glance, it looks like a familiar Pixel strategy: improve the software, refine the hardware and let Google's AI do much of the heavy lifting. But according to Marques Brownlee's first-impressions review, there is a bigger problem with the Pixel 11 generation . Google is asking customers to pay more for upgrades that don't necessarily feel like major upgrades. The new lineup includes the Pixel 11 series, Pixel 11 Pro Fold, Pixel Watch 5 and Google Tag . Together, they show where Google wants its hardware ecosystem to go. But they also raise questions about whether Google's latest phones are advancing quickly enough to justify their higher prices. The Highlight LED is Google's strangest new feature One of the most visible changes to the Pixel 11 series is a new rear-facing customizable LED called Highlight . It sounds interesting. The problem is what it actually does. The light is currently tied mainl...
Tech It Up Today
The AI Race Is Getting More Expensive: Inside the Global Battle for Chips, Compute and Capital Artificial intelligence is no longer just a race to build the smartest model. It is becoming a race for chips, computing power, memory, data-centre capacity and capital — and the numbers involved are getting enormous. This week alone, Broadcom was reported to be negotiating more than $60 billion in debt financing for an AI chip deal, Samsung raised prices for some advanced chipmaking services by as much as 15% , and Micron announced a $10 billion investment in a new memory research laboratory. Together, the developments reveal something important about the next phase of the AI boom: the bottleneck may increasingly be infrastructure rather than ideas. AI is becoming a capital-intensive industry Building an advanced AI system requires far more than software engineers and training data. Companies need enormous quantities of advanced processors, high-bandwidth memory, networking e...
Tech It Up Today
The Next AI Revolution Won't Happen on Your Screen For the last few years, the AI revolution has mostly lived inside a screen. You type a question. AI answers. You give it an image. AI analyzes it. You ask for code. AI writes it. You ask it to create something. AI generates it. But what happens when AI no longer needs to stay inside the screen? What happens when AI gets a body? That shift is already being called physical AI or embodied AI : systems that can perceive their surroundings, reason about them and act in the physical world. Researchers describe this as a fundamentally harder problem than simply generating text or images because the real world is unpredictable. And in 2026, the technology is moving rapidly from demonstrations toward commercial applications. AI Is Learning to Touch Reality A chatbot can tell you how to pick up a strawberry. A robot has to actually pick it up. That sounds simple until you consider everything involved. How hard should it gr...
PayPal Was Once Worth $280 Billion. Now Stripe Wants to Buy It.
PayPal once looked almost untouchable. In 2021, the payments giant was worth more than $280 billion . Now, one of the world's biggest private fintech companies is discussing buying it. Stripe and private-equity firm Advent International are in talks to acquire PayPal , according to people familiar with the situation. But there is a catch. The first offer wasn't good enough for PayPal. The $53 Billion Offer In July, Stripe and Advent reportedly offered $60.50 per PayPal share . That valued PayPal at roughly $53 billion . PayPal considered the offer too low. The two sides have continued negotiating over a potentially higher price, but there is no deal yet and no guarantee one will happen . PayPal shares closed at about $61.66 on Friday, giving the company a market value of roughly $54 billion . Think about that difference. A company that was once worth more than $280 billion is now being discussed in a deal worth around $53 billion. That's an enormous fall. ...
Zuckerberg Thinks AI Will Create More Opportunity. Here’s Why That Matters.
For years, one of the biggest fears around AI has been simple: AI will take our jobs. Mark Zuckerberg is looking at the future differently. In a new essay, the Meta CEO argues that increasingly powerful AI could give individuals and small teams capabilities that previously belonged mostly to large companies. He describes a future where people have personal AI systems that can help them learn, create, build businesses and solve difficult problems. That idea deserves more attention than the usual “AI will replace workers” debate. Because there is another possibility. AI could change who gets to build. The Small Team Could Become Extremely Powerful Think about what it takes to build a company today. You might need: A developer A designer A researcher A marketer Customer support An analyst An accountant A small startup can spend years and millions of dollars building this team. But AI can already perform parts of many of these jobs. A founder can use AI to resea...
If Social Media Disappeared Tomorrow, What Would Actually Happen?
Tomorrow morning, you wake up and reach for your phone. Instagram doesn't load. TikTok is gone. YouTube won't open. X has disappeared. LinkedIn is offline. At first, you assume it's your internet connection. Then you realise something much bigger has happened. Social media no longer exists. It sounds like science fiction, but that's exactly the question explored in a recent episode of the REAVYVE Podcast , where host Fiyin John-Taiwo sat down with Sunday Silvanus to discuss what society would actually look like if every major social platform disappeared overnight. The conversation uncovered something surprising. The biggest losses wouldn't necessarily be personal. The First Casualty Would Be Business When people think about social media disappearing, they often think about losing entertainment. Businesses would feel the impact first. As Fiyin John-Taiwo pointed out during the discussion, much of today's business world depends on social me...
Paramount and Warner Bros. Discovery Merger Temporarily Blocked by U.S. Judge
One of the biggest media mergers in recent years has been put on hold. A U.S. federal judge has issued a temporary restraining order that pauses Paramount's proposed merger with Warner Bros. Discovery for at least 14 days while the court reviews legal challenges against the deal. The lawsuit was filed by a coalition of 12 U.S. states, led by California. They argue that combining the two media giants could reduce competition and give the merged company too much control over the entertainment industry. If the merger goes ahead, some of the world's biggest entertainment brands would come under one company, including Warner Bros., HBO, CNN, DC Studios, Paramount Pictures, CBS, Paramount+, and HBO Max. State officials say the merger could lead to fewer choices for consumers, weaker competition, and higher prices over time. Paramount, however, disagrees. The company says the merger would make it better equipped to compete with major streaming platforms and technology companies...
The Rise of Decentralized Physical Infrastructure Networks (DePIN)
For years, blockchain technology has primarily been associated with digital assets, decentralized finance (DeFi), and NFTs. Today, a new sector is gaining momentum— Decentralized Physical Infrastructure Networks (DePIN) . DePIN uses blockchain technology to coordinate and reward individuals and businesses that contribute real-world infrastructure, creating decentralized alternatives to traditional networks. Instead of relying on a single company to build and operate infrastructure, DePIN allows communities to collectively provide resources such as wireless connectivity, data storage, computing power, mapping, and energy. Participants are rewarded with digital tokens for contributing to the network. This model has the potential to reduce infrastructure costs, improve network resilience, and encourage global participation. As adoption grows, DePIN projects are attracting interest from developers, investors, and enterprises looking for more efficient ways to build and scale infr...
Tesla's Latest Self-Driving Update Is Leaving Drivers Amazed
Tesla's Full Self-Driving (FSD) software continues to improve, and some early users believe it's reaching a whole new level. After spending several hours testing FSD v14.3.5 on a Cybertruck, Tesla enthusiast Nic Cruz Patane said he believes the Cybertruck is now the best vehicle for Tesla's self-driving technology. According to him, the Cybertruck handled tight spaces and sharp turns with impressive confidence. He also praised how comfortably it drove over potholes and rough roads, saying the combination of the truck's suspension and Tesla's latest software made the experience feel smoother than ever. One part of his review stood out. "For the younger generation, self-driving will become the norm. For us, I don't think it will ever get old." His comment reflects a growing belief among many Tesla owners that self-driving technology is becoming a normal part of everyday driving instead of something that feels futuristic. Tesla's latest so...
Roblox Wants Kids to Build Video Games Using AI
Creating a video game could soon be as simple as describing your idea. Roblox has announced a new AI-powered tool called Build that lets users create video games by typing what they want instead of writing code. The company says the feature is designed to make game creation easier, especially for younger creators who have ideas but little or no coding experience. Instead of spending weeks learning programming, users can describe a game in plain English, and the AI will generate a playable starting point. The feature will first launch in New Zealand on July 28 as a public alpha. Initially, verified users aged 9 and older will be able to create games, while published games will be available to age-verified users 16 and older . A basic version of Build will be free, with more advanced features expected to be offered as paid options. The announcement shows how quickly AI is changing the way software is created. For years, building a game required learning programming langua...
Your Next Romantic Rival Might Not Be Human: AI Companion Apps Have Made Over $427 Million
AI is changing more than the way people work. It is also changing the way some people build relationships. Around the world, AI companion apps have now generated more than $427.3 million in consumer spending. What started as simple chatbots has grown into an industry where millions of users pay to chat with AI boyfriends, AI girlfriends, and virtual companions. The numbers show that this is no longer a niche trend. It's becoming a serious business. More Than Just a Chatbot AI companion apps are designed to feel more personal than a typical AI assistant. Instead of answering questions or helping with homework, they are built to hold conversations, remember previous chats, and develop a unique personality over time. Users can customize how their AI looks, behaves, and even how it responds during conversations. Some apps also offer voice chats, AI-generated images, and premium personalities. Why Are Millions of People Paying? Most AI companion apps can be downloaded for ...
How Cristiano Ronaldo Built a Business Empire Beyond Football
When people hear the name Cristiano Ronaldo , they think of goals, trophies, and world records. But Ronaldo is building something much bigger than a football career. While millions of fans watch him on the pitch, he has been quietly building a business empire that stretches across hotels, fashion, fitness, health, technology, and sports. His journey shows that football made him famous, but smart business decisions are helping him build lasting wealth. Football Was Just the Beginning Ronaldo became one of the highest-paid athletes in the world through football. He played for some of the biggest clubs, including Manchester United, Real Madrid, Juventus, and now Al Nassr. But he knew one day his football career would come to an end. Instead of waiting until retirement, he started building businesses while he was still playing. Building the CR7 Brand One of Ronaldo's smartest decisions was creating his own brand. Today, the CR7 name appears on clothing, shoes, underwear,...